Six Simple Ways to Start Living a Frugal Life

Frugal living doesn’t necessarily mean living a cheap life or depriving yourself of the things you want. Instead, it means living within one’s means in order to be able to save money for more important things such as health care or your children’s college fund.

Here are a few small steps you can take towards living a frugal life:

1. Use the library.

Buying books and watching movies can get expensive. The cost of renting movies can add up as well. Try taking a trip to the public library. You might just be surprised to see the wide selection of books and movies available. Are you on the lookout for a specific book or movie? Place a request and they just might be able to find it or hold it for you.

2. Group your errands together.

Plan your weekly schedule ahead of time. If certain errands have to be done in the same part of town, then do them all on the same day in order to save on your gas expenses. If your errands are nearby, then you may even want to consider walking or biking.

3. Pay your bills online.

Make good use of your Internet connection and pay your bills online. You can choose to directly pay your creditors or set up a hassle-free automatic bill payment with your bank. This is a great way to save money on stamps and gas!

4. Eat out less.

Yes, eating out is more fun. However, it is far more expensive compared to eating at home. Try to eat at home a little more than you would in a typical week and you’ll definitely see your savings grow. Keep in mind that eating out at dinnertime is usually more expensive compared to eating out during lunchtime!

5. Use cold water.

Keep your water heater bill down by using cold water. Don’t worry, you can still use hot water for your showers—but your clothes and dishes don’t need hot water. Whether you use hot water or cold water, they’ll still get cleaned either way.

6. Make your own cleaning products.

Do a little research on the Internet and you’ll find that you can easily make your own cleaning products—and that they work just as well as the ones from the store. Stock up on cleaning agents like baking soda and vinegar and you’ll save yourself a lot of money!

We know that you may not be able to make these sudden changes all at once, but take things one step at a time and you’ll be well on your way to living a much simpler lifestyle.


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  1. I pay my bills online and maybe only eat out twice a month. Little lifestyle changes have really saved me some! 🙂

  2. Great suggestions. Being careful with your money is a great way to get your finances in order.

  3. Some of these seem so simple but we overlook them so easily! Thanks for reminding me!

  4. Eating out is definitely my downfall… it’s just so nice to be social with friends and go out for a meal… or to grab something quick because we’re running too fast…
    If we could eat at home more I’d save a bundle 🙂

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