Hot $2 Luvs Coupons for Great Diaper Deals!

Disclosure – This review was made possible by iConnect and Luvs. I was provided compensation to facilitate this post, however all opinions stated are 100% mine.

Grab Some Great Deals on Luvs Diapers

Costs can really add up with little ones in the house when you’ve got things like diapers and formula and other baby needs on the list. Of course you want quality for your baby so the best way to grab some great deals on necessities like diapers is to watch for coupons that you can match with sales, that’s why I wanted to share with you some upcoming coupon deals for Luvs diapers.

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Grab Some Great Deals on Luvs Diapers

Disclosure – This review was made possible by iConnect and Luvs. I was provided compensation to facilitate this post, however all opinions stated are 100% mine.

Grab Some Great Deals on Luvs Diapers

Costs can really add up with little ones in the house when you’ve got things like diapers and formula and other baby needs on the list. Of course you want quality for your baby so the best way to grab some great deals on necessities like diapers is to watch for coupons that you can match with sales, that’s why I wanted to share with you some upcoming coupon deals for Luvs diapers.

[Read more…]

Grab Some Great Deals on Luvs Diapers

Disclosure – This review was made possible by iConnect and Luvs. I was provided compensation to facilitate this post, however all opinions stated are 100% mine.

Grab Some Great Deals on Luvs Diapers

Costs can really add up with little ones in the house when you’ve got things like diapers and formula and other baby needs on the list. Of course you want quality for your baby so the best way to grab some great deals on necessities like diapers is to watch for coupons that you can match with sales, that’s why I wanted to share with you some upcoming coupon deals for Luvs diapers.

[Read more…]

Grab Some Great Deals on Pampers Diapers and Training Pants

Disclosure – This is a sponsored post, however all thoughts and opinions are my own.

Quadruplets Baby Picture

You would not believe the diaper expenses at our house when my quadruplets were babies! I used to joke on those occasions when they’d wet a new diaper right after changing them that it was coming out of their college fund. Getting a great deal on our favorite Pampers diapers was always exciting so I wanted to share some current savings deals with you.

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5 Painless Tricks to Build Your Emergency Fund

5 Painless Tricks to Build Your Emergency Fund

Building an emergency fund is vital but it can be hard to do when you are living paycheck to paycheck. Build your emergency fund with small steps that you will barely notice and you can stop the cycle of living paycheck to paycheck. Small steps add up and you’ll enjoy the padding of a nice savings account.

Use these painless tricks to build your emergency fund.

 1) Look for bonus money

that you can transfer right to savings. This can be ATM fee refunds, interest on accounts, or cash back points. Check with your bank to see if it has options to send funds over directly to your savings. If not mark you calendar for the appointed dates these deposits come in and move them over yourself.

2) Save the change

When you find or receive change don’t spend it, save it instead. Put the change right into a coin jar and fill it up. When the jar is full take half for fun money as a reward for sticking it out and toss the other half into your savings account. You have gone without spending this money for a long time and you won’t even notice it missing.

3) Look for rebates on items you already buy 

Rebate money saving apps are a great way to do this. Build your emergency fund with these by putting the rewards amount into your savings. If you receive payment in a way you can not add to savings just swap and use cash for the savings and spend the reward on things you need. Walmart has a great Savings Catcher program and app that helps you get money back when something you buy is cheaper at another local store.

4) Get a side job as a mystery shopper

Mystery shoppers make a small amount of money but they get reimbursed for the things they buy. This lets you earn a bit of extra money you can put into savings and get something you want or need for virtually free. The extra bonus of free stuff and a bit of cash means you can toss the money you earn into savings without feeling any hit to your budget.

5) Host a yard sale

Get the clutter out of your house and earn a bit of cash for your savings account at the same time. Have fun with it and reap the rewards of building your savings painlessly while clearing out things you probably shouldn’t have spent money on in the first place. This can also help you become more mindful of your spending.

You can build your emergency savings without feeling the pain of extra financial strain by looking for money that you do not already expect and budget for each month. By building up your emergency savings you end the cycle of living paycheck to paycheck and the financial devastation of emergencies.

Back to School Savings from RetailMeNot

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RetailMeNot

Are you ready for all the back to school sales yet? I know it’s a little bit early but with five kids I sure don’t mind spreading the expense out a little longer since it’s less painful on the budget. You can save even more on all your back-to-school shopping needs at RetailMeNot , the largest digital coupon website in the United States. RetailMeNot has the hottest back-to-school bargains for students of any age. From preschool to grad school, they’ve got you covered.  Get ready to grab your list and save with the top coupons for school uniforms, books, laptops and more!

RetailMeNot Contest

They’re also having a great contest where a lucky teacher is going to win a classroom shopping spree. Do you know of a teacher that’s in need of supplies to better serve their students? If so, you can create a YouTube video nominating your favorite teacher to give them a chance to win a 3-minute Costco shopping spree provided by RetailMeNot! Check out the official rules and details here and be sure to submit your nomination by Saturday, August 10, 2013.

If you’re like me I know you’d love some more great offers!  Check out these great clearance sales for top brands, as well as awesome deals at local restaurants on pizza and more! Also, be sure to download the RetailMeNot Mobile Coupons App so you can receive deal alerts while you’re shopping at your favorite malls!

5 Common Excuses For Not Saving Money

5 Common Excuses For Not Saving MoneyIt’s incredibly easy to come up with excuses for not doing certain things. Saving money is no exception. It can be very easy to come up with excuse after excuse to put off saving up for emergencies, possible job loss, paying off debt, or other monetary goals or scenarios. Here are some of the most common excuses used for not saving money:

1) I don’t make enough money.

It’s completely possible to save even just a little each month, no matter how small your salary may be. Before hitting the malls or paying the bills, tuck away a small amount for your savings account. Even saving $10 or $15 per paycheck is enough to get the ball rolling. Try setting up an automatic transfer to make parting with your hard-earned cash a little easier.

2) I want to enjoy my money now.

There’s absolutely nothing wrong with wanting to enjoy your money today—but don’t do this at the expense of your future. Not everyone is able to enjoy job security and good health until they are old and gray. Remember that you need to save for tomorrow, too.

3) I need to pay off my debt first.

Yes, it’s important to pay off your debt as soon as possible. However, keep in mind that you will always have bills to pay. In fact, a savings account will help you avoid digging yourself deeper in debt later on. Set aside even a small amount of money for your savings, whether or not you are debt-free.

4) I’ll save when I’m older.

You can never be too young to start saving. Sadly, many young people feel that they still have plenty of time to build up their savings account and that they should enjoy themselves now. They really should feel the other way around! Set aside a little money now while you have no mortgage or household expenses to think of. You’ll definitely thank yourself later.

5) I’ll wait until my salary is higher.

It’s true that some people actually do follow through with saving when their salaries are higher. However, not everyone succeeds with this mentality. You may earn more money later on, but your expenses will get bigger, too. A better mindset is to start setting aside money now, then increase your amount of savings when your pay increase comes through.

If you find yourself constantly mentioning or thinking these excuses, it’s time to change your attitude about money. We must realize that not saving up can cause us a great deal of financial distress later on. Regularly put money in a savings fund and you’ll rest easy knowing that you’re ready for the future.

Photo Credit: iClipart

Try A “Live Cheap For A Year” Challenge

With the economy as it is, we’re all probably thinking “I’m living as cheap as I can”, however here are a few things to consider that could add up to big bucks by the end of the year! Before I begin, let me suggest this —- find a LARGE container (bank, coffee can with a lid, etc) to put your savings into!

1. Save all your pocket (purse) change.

At the end of each day empty your pockets or purse of all your change and put it into your “savings” container. How often do you pull out quarters, dimes and other change to pay for things that you might not have bought if you’d had to “break a $20” or dig into your dollar bills.

2. Cut your own hair.

While you may or may not be able to do this for yourself, depending on your hair style, how about cutting your kids hair? A friend of mine purchased an inexpensive hair cutting set and routinely cuts her husband and 3 son’s hair. At $10 – $12 (or more) for each hair cut, she’s saving close to $50 a month on hair cuts. Put THAT into your “savings” container and see the dollars add up.

3. One weekend a month stay home and buy NOTHING.

This means no “order in” pizza and no purchased movies on TV. Make it a weekend with the kids – playing their favorite games or if you don’t have kids, you can invite some friends over for a card game. If “fun” isn’t your main goal, try using the weekend to clean up the yard, clean out a closet or two or shampoo the carpets.

4. Don’t throw anything away.

Remember the old saying – “one person’s trash is another person’s treasure”? Find an area in the garage or a spare room to accumulate things you won’t be using anymore then every few weeks or every couple of months, either hold a yard sale, put your items on CraigsList or on Ebay or find a community yard sale activity that you can participate in.

5. Buy cheap.

Whether you’re looking for car parts, home decor items, childrens toys, books or whatever it is — before heading out to the super centers to buy retail, check CraigsList, Ebay or even some of the Goodwill stores near you to see if you can stretch the dollars that you have to spend.

6. Decide What You Want

Last but not least — at the beginning of the year decide what you want to use those savings for — perhaps you can save up enough to cover the cost of all your Christmas gifts at the end of the year without going into debt, or perhaps you can save up for a family vacation, or at least determine to save enough to make an extra house payment or two or put some extra chunks of money on a current credit card. If you don’t have something in mind to use the money for, you’ll find yourself dipping into that “savings” container throughout the year for stuff you really didn’t have to have anyway.

Let us know if you think of other areas that can be added or what you might want to do with your “savings” when December comes around.