Have you seen the Christmas trees on display already in the stores? I went shopping this weekend and saw them all over the place which is a little shocking since it isn’t even October yet, but on the other hand it’s also a good reminder that it’s a great time to get an early start on shopping for holiday gifts.
We have a large family and there is just no way that we could do all of our shopping in only the month or so before the holidays without killing our budget so we definitely have to spread our purchases out over time.
If you also need help making the most out of your budget then I highly recommend taking a look at the free layaway program at Kmart. You can put all of your favorite items on layaway and spread out your payments over time plus you won’t have to worry about the store running out of your favorite toys and gifts while you save up the funds for them. The best part is that you can manage your layaway online if you want and you can enter Kmart’s Big Layaway Giveaway where there is a winner in every store, every week!
You’ll find layaway programs at a few other stores like Toys R Us, Best Buy and Walmart, but these other stores have minimums, they limit the merchandise that qualifies for the layaway program, and most of them charge transaction fees.
Head on over to your favorite local store or shop online where you can also put things on layaway. Some of my favorite things that I’d like to put on layaway include the fun toys shown above, or a new TV for the playroom. Don’t forget, simply by putting your purchases on layaway, you’ll have a chance each week to have your remaining balance paid off!